EQUIPMENT FINANCING

Empower Your Growth with Precision Capital

Acquire the essential machinery and technology your business needs to scale without depleting your working capital. Tailored structures for any industry.

Industries We Serve

Comprehensive coverage across specialized asset classes.

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Manufacturing & Industrial

From CNC machines to heavy-duty assembly lines, we finance the core of your production.

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Medical

MRI, CT scanners, and surgical robotics for healthcare providers.

construction

Construction

Excavators, cranes, and fleet upgrades for large-scale operations.

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Information Tech

Data centers, server arrays, and enterprise-grade networking hardware.

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account_balance_wallet Tax Benefits Spotlight

Maximize Deductions with Section 179

Under IRS Section 179, your business can deduct the full purchase price of qualifying equipment and software purchased or financed during the tax year. This means you can write off the entire cost of the equipment before you even pay a full year's worth of installments.

check_circle Immediate Tax Relief
check_circle Bonus Depreciation
check_circle Improved Cash Flow
$1,160,000
2024 DEDUCTION LIMIT

Consult with your tax advisor for specific eligibility and impact on your returns.

Leasing vs. Financing

Choose the strategy that aligns with your capital objectives.

Feature Equipment Leasing Equipment Financing
Ownership Lessor owns the equipment during term Business owns equipment from day one
Upfront Costs Minimal (First/Last payments) Requires down payment (typically 10-20%)
End of Term Return, purchase, or renew lease Equipment is fully paid off/owned
Maintenance Often included in lease agreement Owner responsibility
Tax Treatment Operating expense (Monthly payments) Interest & Depreciation (Section 179)
SUCCESS STORY

Meridian Infrastructure Group

"River Stone Capital didn't just provide a loan; they understood our project timelines. By financing our fleet of excavators, we preserved $4.2M in cash for operational scaling during our most critical growth phase."

Transaction Size: $5,500,000
Asset Class: Heavy Construction Equipment
Term Structure: 60 Months Fully Amortized

Ready to Modernize Your Fleet?

Contact our equipment specialists for a customized quote tailored to your industry and financial goals.